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ENGINEERING INSURANCE

Posted on March 15, 2023March 15, 2023 By admin No Comments on
ENGINEERING INSURANCE

Machinery Insurance
This insurance is designed to provide effective coverage to the industry for insured equipment and machinery that requires repair or replacement due to sudden and unforeseen loss or damage to machinery.

Covered risk:
The main causes of loss indemnified under this insurance are electrical or mechanical breakdown, design defect, shop or assembly defect, casting or material defect, defective workmanship, negligence, lack of skill, physical explosion.

Major Exclusions:
War or warlike acts, terrorism, riot, strike, civil commotion, nuclear reaction, radioactive contamination, wear and tear, replaceable tooling, fire, chemical explosion, acts of God, willful misconduct, theft, consequential damages.

Other related products available

  • Loss of contents after a machine failure
  • Contamination of contents after a machine failure

Electronic equipment insurance
This insurance is designed to provide effective coverage to the industry against the unforeseen and sudden physical loss or damage of electronic equipment that requires repair or replacement and generally has low to moderate power requirements.Covered Risk:
The major causes of loss indemnified under this insurance are short circuit and other electrical causes, fire, lightning, explosion, negligence, lack of skill, and burglary.

Principal Exclusions:
War or warlike acts, terrorism, riot, strike, civil commotion, nuclear reaction, radioactive contamination, wear and tear, replaceable tools or articles, acts of God, willful negligence, theft, consequential damages.

Insurance for boilers and pressure vessels
This insurance is designed to provide effective coverage tothe industry for equipment that is under steam, air or other pressure, such as boilers, economizers, superheaters and miscellaneous pressure vessels and containers that have a valid inspection certificate issued by the authority having jurisdiction.

This insurance policy may be extended to cover third party property damage and personal injury.

Risk Covered:
Causes of loss indemnifiable under this insurance are explosion and collapse damage (excluding fire damage) to boilers or pressure vessels.

Principal Exclusions:
War or warlike acts, terrorism, riot, strike, civil commotion, nuclear reaction, radioactive contamination, wear and tear, failure of individual pipes, property of the insured, force majeure, intentional acts, consequential damages.

All Risks Insurance for Contractors
This insurance is designed to provide effective coverage tothe industry against property damage to the contract work and legal liability to third parties for bodily injury and property damage in connection with the performance of a construction project.

Covered risk:
The principal causes of loss indemnified under this insurance are fire, lightning, explosion, flood, windstorm, earthquake, theft and burglary.

Principal Exclusions:
War or warlike acts, terrorism, riot, strike, civil commotion, nuclear reaction, radioactive contamination, cessation of work, wear and tear, defects in materials, workmanshipor design, electrical or mechanical defect, willful negligence, consequential damages.

Other related products available

  • Contractor’s plant and equipment insurance
  • Delayed start-up insurance available at CAR

Erection All Risks Insurance
This insurance is designed toprovide the industrywith effectivecoverage against property damage to machinery, equipment and steel structures of any kind, as well as third party claims for property damage or bodily injury arising in connection with the performance of an erection project.

Covered risks:
The main indemnifiable causes of loss are fire, lightning, explosion, flood, inundation, storm, earthquake, theft, burglary, negligence, short circuit and testing.

Principal Exclusions:
War or warlike acts, terrorism, riot, strike, civil commotion, nuclear reaction, radioactive contamination, work stoppage, wear and tear, defective material/workmanship/design, electrical or mechanical failure, willful negligence, consequential damages.

Other related products available

  • Contractor’s plant and equipment insurance
  • Delayed start-up insurance according to EAR
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